Comments on: Mega & NASE health insurance question

By: stefi b in Oregon

stefi b in Oregon — Mon, 11 Apr 2011 16:55:30 +0000

I’ll say it again. This site serves a wonderful purpose. Thank you, Scott.

All I know is any policy without an annual Out of Pocket clause has no business being called Insurance.

Buyer Beware and often, policies are so carefully crafted, the government controls should be disregarded.

By: haemophilus influenzae

haemophilus influenzae — Mon, 21 Feb 2011 14:59:58 +0000

I purchased the insurance policy mega nase, one of the factors and stuck with a $ 1,000 bill, the tax applies to me and what I found out when he left the Alabama Bureau of Insurance is designed to nase confidence to protect themselves from lawsuits. haemophilus influenzae | ketones |

By: barry

barry — Sun, 14 Nov 2010 02:31:48 +0000

The City of Los Angeles sued Mega last month (October, 2010).

By: Jenson

Jenson — Thu, 02 Sep 2010 16:41:49 +0000

Address correction

By: Jenson

Jenson — Thu, 02 Sep 2010 16:41:08 +0000

Is there a class action law suit currently in Ca. against Mega for denial of claims and mis representation of policy upon sales of the policy? Mega says i am not insured for illness and ER, claim it’s for accident only. but policy says I am.

By: Janice

Janice — Fri, 16 Jul 2010 01:12:34 +0000

I am sorry… the site is http://www.healthcare.gov

By: Janice

Janice — Fri, 16 Jul 2010 01:09:29 +0000

I am also self employed and purchased my health insurance with them a couple years ago. They have raised my rates 3 times so far. I have cut out most of the plan in order to pay for it. Being Canadian originally, it really sickens me that health insurance companies are so interested in making bank. More so than anything else they provide. I am glad that the US government has set up a site called http://www.healthcare.org, so you can compare plans, because when I was searching for insurance before, I felt like a piece of meat being picked by vultures. Now I know that the ones I finally settled on are corrupt. I should have researched more, but it is very confusing and the insurance companies purposely make it confusing for individuals. I am sure HR personnel are schooled in what to look for when they choose plans for organizations.
Thank you for blogging about this.

By: stefi b

stefi b — Wed, 03 Mar 2010 07:25:22 +0000

Rasheeedah…I am so glad your parents no longer have this insurance. You might consider closing the checking account involving the automatic debits and opening a different account. It’s a pain but it might be worth it in the long run. You’d want to double check with the bank to verify that would put an end to it. It should. It’s worked for me before.

By: Rasheedah Hasan

Rasheedah Hasan — Mon, 01 Mar 2010 12:27:07 +0000

A few years ago I was searching for a new policy for my parents who are both self-employed. As you can imagine, the premiums are not nice for the self-employed or small business owners. In any event, after many discussions and lots of google searches, I came across a MEGA rep. She visited with my mom and dad and seemed so very kind and sincere, having shared some of her own experiences. My parents are generally healthy and they were most interested in preventive care, not so much the major medical. In any event, after a year of ever increasing premiums and what amounts to thousands of dollars in medical bills, my parents learned just how terrible MEGA coverage was. Finally, in summer of 2009 my mom dropped their coverage and was able to get insurance elsewhere. My dad soon followed in August. I learned they had started to debit under 2 separate entities. So, I called them to cancel both. I will spare the details of how I got the one account to finally stop drafting. Unfortunately, after several attempts in 2009, I am still attempting to stop them from drafting for a policy my parents no longer have. Their business ethics leaves quite a bit to be desired.

By: athena la roux

athena la roux — Tue, 23 Feb 2010 14:01:14 +0000

that agent is registered with the state.check your state insurance dept.
Not sure if NASE requires E&O insurance, but solid companies do. I carry two policies.
the agents are lied to in training, so when people cancel, they get that commission taken back. The agent is liable if you had a LOSS that was explained as covered.